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redchief |
Posted: Jul 26 2007, 09:21 AM
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Platinum Member Group: Moderators Posts: 8,629 Member No.: 800 Joined: 5-October 04 |
Story here.
I've long held that Florida contains some of the worst drivers in the country. Now they're going to let 'em drive without insurance. Wow. -------------------- Ed is husband to Lisa (since 1983) Dad to Ricky, John, Erin and Kaitlin The Administrators of the Parenting Club take trolls and violators of the Terms of Service Agreement seriously. Please report any suspicions to the Moderators. Report a post using the "report" button in the upper right corner of the offending post. |
lisar |
Posted: Jul 26 2007, 09:35 AM
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Yes it is I.... Group: Members Posts: 11,727 Member No.: 1,760 Joined: 20-April 05 |
Well I live in Florida and either way I have to pay the insurance. My vehicle is financed so that way I have to carry full coverage. I am just curious as to weather or not they are gona let everyone drop the liablity part also. Either way I will still carry ALL the insurance I dont want someone suing me for everything I have worked my butt off for.
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MommyToAshley |
Posted: Jul 26 2007, 10:09 AM
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Happy Spring! Group: Administrators Posts: 27,473 Member No.: 2 Joined: 8-February 03 |
Not a good thing.
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grapfruit |
Posted: Jul 26 2007, 10:22 AM
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Gold Member Group: Members Posts: 4,117 Member No.: 5,476 Joined: 9-October 06 |
Ok, I'll be honest I didn't read all of the article (it was long!) but here's what I think I'm getting. Correct me if I'm wrong, as I'm not from FL.
The FL insurance law states that before everyone had to carry some sort of Medical coverage (which is PIP, I'm not from a PIP state, so I know nothing about it). That's going away, you don't have to have PERSONAL medical expense coverage. It seems like you still have the financial responsibility (i.e. need liability insurance) so if somebody hits you you're still ok? Am I getting that right??? I know here in OHIO you don't necessariliy have to have INSURANCE, but you have to be financially responsible. Meaning you can give $20,000 to the state and be "self insured" (but who would do that?). Summing up: The issue is the medical coverage and that's it. I'm 99.99% sure we don't require people to carry medical coverage...but I do make them sign off if they don't want it. Hmm...interesting to say the least. I know there aren't many "no-fault" states left, I believe MI is one of them though...that's the only one I can remember from my classes I paid attention can you tell? -------------------- |
grapfruit |
Posted: Jul 26 2007, 10:24 AM
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Gold Member Group: Members Posts: 4,117 Member No.: 5,476 Joined: 9-October 06 |
Ok I ammend that.
They only have a financial responsibility law that kicks in AFTER an accident. That's stupid. That's like watering your flowers after they're dead. -------------------- |
Calimama |
Posted: Jul 26 2007, 10:28 AM
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Ruby Member Group: Members Posts: 12,615 Member No.: 5,538 Joined: 17-October 06 |
No kidding!! Do they really have some of the worst drivers in the world?? This post has been edited by Bellasmommy10 on Jul 26 2007, 10:28 AM |
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luvmykids |
Posted: Jul 26 2007, 10:41 AM
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Diamond Member Group: Members Posts: 19,113 Member No.: 3,038 Joined: 3-January 06 |
Exactly. You get in an accident with no insurance. Then you're required to get insurance. What good does that do? |
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Kaitlin'smom |
Posted: Jul 26 2007, 10:49 AM
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Graceland Group: Moderators Posts: 23,956 Member No.: 32 Joined: 5-March 03 |
As a licensed insuance rep (not FL) oh my and yet one more reson I wont live in FL, love to visit but wont take up residency. This will be a nightmare
-------------------- Di ~ mommy to Kaitlin wife to David
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kit_kats_mom |
Posted: Jul 26 2007, 12:04 PM
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Cary the Lemur Group: Members Posts: 8,080 Member No.: 135 Joined: 15-April 03 |
ROFL. Yes, there are some pretty bad drivers down here. Besides the usual harried moms and dads and college students, we also have a disproportinately large elderly population (many of whom are very reluctant to give up their licenses) and a huge tourist industry. The tourists don't know where they are going, the old people can't see over the steering wheel and the moms talking on her cell phone. Yep, sounds like a bunch of trouble to me.
-------------------- Cary
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moped |
Posted: Jul 26 2007, 12:10 PM
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Ruby Member Group: Members Posts: 13,078 Member No.: 1,035 Joined: 5-December 04 |
Should be interesting - remind me not to rent a car next time in FL
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gr33n3y3z |
Posted: Jul 26 2007, 12:11 PM
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Doin Good :~ Group: Moderators Posts: 15,274 Member No.: 822 Joined: 13-October 04 |
it sounds good to me bc I pay over $4,000.00 a year on auto insurance but I think everyone should have a little of something just incase
-------------------- Wife to Ed (Redchief)
Mom to Rick,John,Erin and Kaitlin "Believe 100% in what you see believe 50% of what read and none of what you hear" |
moped |
Posted: Jul 26 2007, 12:12 PM
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Ruby Member Group: Members Posts: 13,078 Member No.: 1,035 Joined: 5-December 04 |
$4000???????? YIKES -------------------- |
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Calimama |
Posted: Jul 26 2007, 12:20 PM
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Ruby Member Group: Members Posts: 12,615 Member No.: 5,538 Joined: 17-October 06 |
Wow!! That's worse than CA!!! |
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grapfruit |
Posted: Jul 26 2007, 12:31 PM
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Gold Member Group: Members Posts: 4,117 Member No.: 5,476 Joined: 9-October 06 |
Holy crap I don't pay that for all of our cars (3 + a motorcycle) and house!! -------------------- |
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redchief |
Posted: Jul 26 2007, 01:48 PM
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Platinum Member Group: Moderators Posts: 8,629 Member No.: 800 Joined: 5-October 04 |
4,000.00 is nuthin'. C'mon up to the Garden State and we'll show you insurance premiums.
-------------------- Ed is husband to Lisa (since 1983) Dad to Ricky, John, Erin and Kaitlin The Administrators of the Parenting Club take trolls and violators of the Terms of Service Agreement seriously. Please report any suspicions to the Moderators. Report a post using the "report" button in the upper right corner of the offending post. |
jcc64 |
Posted: Jul 26 2007, 01:57 PM
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Platinum Member Group: Members Posts: 6,220 Member No.: 108 Joined: 8-April 03 |
Ed, isn't that your wife who quoted the $4000??????
I grew up in Jersey. Hated the expensive auto insurance, but love the cheap gas that you don't have to pump. -------------------- Jeanne
"Life should NOT be a journey to the grave with the intention of arriving safely in an attractive and well preserved body, but rather to skid in sideways - Chardonnay in one hand - chocolate in the other - body thoroughly used up, totally worn out and screaming "WOO HOO, What a Ride!" |
redchief |
Posted: Jul 26 2007, 02:09 PM
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Platinum Member Group: Moderators Posts: 8,629 Member No.: 800 Joined: 5-October 04 |
Heheh... She was thinking 40 year old. In your mid-twenties you're paying more than 5,000.00 a year if you have a newer vehicle here. So, I guess the 4,000.00 figure did come from her, but she was thinking old people rates. lol -------------------- Ed is husband to Lisa (since 1983) Dad to Ricky, John, Erin and Kaitlin The Administrators of the Parenting Club take trolls and violators of the Terms of Service Agreement seriously. Please report any suspicions to the Moderators. Report a post using the "report" button in the upper right corner of the offending post. |
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